Beaumaris

About Us

We Work For You, Our Client, To Maximize Your Return

Pender & Associates is a CPA accounting practice leading the way in providing personalised professional services without the cost of the large city firms.Our Principal, Tom Pender, established Pender & Associates in 1995 to help businesses and individuals manage both their taxation and business needs. Since its inception the firm has gained a reputation for providing practical solutions for clients in a wide range of areas. It may sound like a cliché however no problem is ever to large or small and neither is a client. Whether you are an individual wage earner, an international student, a small business owner, or larger corporate we can assist with the solutions.

 

 

We have an extensive network of people that we work with and we provide a broad range of services ranging from the traditional tax and accounting services to assistance in wealth creation and management consulting. We pride ourselves on exceptional client services and the continuing strong and successful relationship with our clients.

We understand that while these may be large complex matters to address the “little things” matter……. like answering and returning emails and phone calls in a timely manner. It is this commitment to excellent service that helps our clients returning and results in a high referral rate of their friends and associates. If we can’t assist you directly we draw on the knowledge of our trusted network partners to ensure you receive the right advice and correct solution.

Pender & Associates delivers great service, particularly in taxation, accounting, bookkeeping, and a variety of other areas.

 

 

Services

 

Taxation And Business Services

When it comes to accounting and business requirements, you can rely on the taxation and business services offered by Pender & Associates. We have more than two decades of experience in helping professionals and businesses. Our experts in taxation and accounting will provide the best assistance for organizations to accomplish their financial goals.

If you are on the quest to find a certified public accountant, you are in the right place. Our professionals offer several services to fulfil your requirements, from audit shield insurance to budgeting and tax advice. At Penders and Associates, our well-qualified and highly-trained team will provide the necessary assistance.

You can drop us a call, and our team will offer instant support. We offer taxation services to individuals, investors, companies and traders. Having a CPA will not only help in taxation, but their know-how and economic awareness can provide exceptional support for your organization. With the CPA’s knowledge and experience, you can create growth plans in the long run and survive competition in any industry.

 

Accounting And Bookkeeping Services

• Accounting Software Selection
• BAS Preparation
• Bookkeeping services inhouse and onsite
• Internal Administrative Review of Office Procedures

• Monthly and Quarterly SGC and Payroll Tax Reporting
• Payroll Services
• Preparation and Analysis of Financial Accounts

 

Self Managed Superannuation Funds

• Borrowing within SMSF
• Establishment of SMSF’s
• Purchasing Property SMSF

• Review of Super Performance
• SMSF audits
• Transferring Property to SMSF

 

Financial Planner Melbourne

• Advice Certificates
• Management of Investments
• Provision of Lending/Financial

• Retirement Planning
• Review of Insurances
• Wealth Creation

 

Lending Solutions

• Business/Commerical Lending
• Debtor Finance
• Home Loan Finance and Refinance

• SMSF Financing
• Vehicle and Equipment Finance

 

Personalised Care. Proactive Solutions.

Take the first step… towards a healthy financial outlook. “Connect with experts who speak your language.” For over twenty years, individuals and business owners across Victoria have turned to the team at R J Sanderson & Associates for all manner of accounting, wealth management, business advisory and finance services. Recognised by the industry and clients alike as one of the best, we are committed to providing the highest level of service: honest advice, personalised attention and proactive, all-encompassing solutions. Whether you require a tax return, solutions to accelerate your wealth, advice on restructuring your business,  a loan solution and anything in between, we will take the time to understand your unique situation and determine the steps you need to take. Experience, expertise and excellence — it’s how we create a better financial future for you.

 

About us

 

Our firm has been established for more than 20 years. We have a reputation of innovation and honesty. We have become one of the largest accounting firms in Victoria with multiple offices by placing our client’s needs first.

R J Sanderson & Associates has been built on genuine core values and a commitment to making a difference to every life we touch. Our passion for working seamlessly with RJS professionals across multiple disciplines is delivered with one focus… to help our valued clients achieve their financial potential.

We have a great team across all offices that are up-skilled to provide the highest level of client care and expertise. We care about our clients on a one to one basis and strive to ensure we are giving an overall service that is tailored specifically for your individual needs.

If you are looking for an firm that can provide a full range of services (including business structuring, taxation, business services, audit, superannuation, ASIC requirements, investment opportunities, financial planning, finance and lending)

 

Services

 

Taxation

We specialise in preparing individual returns and business statements, which means that in most situations, we are able to prepare your return in front of you, ensuring all income is included and all allowable deductions are claimed. As Accounting and Business professionals, our team knows that how much tax you pay is determined by the choices you make 365 days a year. That’s why we offer a pre-tax analysis to identify areas of improvement while you still have time to act on the advice.

Take the stress out of tax. Lean on our experience and never again pay a penny more tax than is necessary. Not only do we prepare your tax return, we can also provide assistance and advice

 

Accounting & Business Advisory

From pre-tax analysis to business accounting and taxation requirements to cashflows and budgets, the stressors every business owner must contend with on a day-to-day basis can seem endless. That’s where we come in, assisting with strategic financial and operational planning of your business so you can focus on profitable growth.

When you run a small business, you cannot afford not to know the numbers that effect its growth. We pride ourselves on delivering our business clients the financial facts along with the strategies to maximise performance – whether you’re a business of 1 or 1000.

Make this the year the year you get ahead of the day to day operation and take your business to the next level.

 

Wealth Management

The sooner you start, the more you’ll have

Everyone’s financial picture looks different. Maximising opportunities and realising your financial potential takes a strategic approach and structured plan that takes every aspect of your life into consideration.

 

SMSF

Rest easy knowing you have a professional at the helm of your SMSF

Running your own Self-Managed Super Fund is a complex affair. Although they boast unmatched flexibility in investment choices, asset protection and tax strategies, they are not easy. Managing SMSFs requires that you carry out legal duties specific to the director or trustee of the fund, understand how funds can be used, keep comprehensive records and arrange annual audits by an approved SMSF auditor – all while creating and following a sound investment strategy that will keep you on track for retirement.

 

Estate Planning

Estate planning is important now

Death is not something we like to think about, but a bit of pre-planning can save a lot of heartache for those we leave behind. What control do you have over your assets when you pass? It’s an interesting thought that most people don’t like to dwell on, however, with more wealth being created through superannuation funds, it’s a thought that will require action at some stage – and the sooner the better.

 

Bookkeeping

Xero Bookkeeping Packages

 

Online Tax Return

Minimise your tax. Maximise your wealth. Build your business.

Getting started

Once you submit the details below, your tax return will be completed by a qualified accountant, CPA or registered tax agent. You will be contacted by telephone or email to discuss the tax return and maximise your refund

Our fees can be deducted from your refund. Optional On The Spot Refund has a $2,000 cap for immediate payment – balance from ATO in approx 14 days.

About

 

Unique Strategies Pty Ltd was established in 2012 as a small office in Blairgowrie, we moved to our current premises in Frankston in 2017. Our dedicated and experienced team of accountants, bookkeepers, mortgage brokers, financial planners and administrative staff offer friendly and reliable service and, most importantly, excellent advice. This continuity of contact provides clients with a dedicated staff member who can deal with their business requirements with that personal touch.

We strive to provide our clients with expert advice on all areas of wealth management including, accounting, taxation, lending, retirement planning, investment, personal insurance and superannuation, including Self Managed Superannuation Funds.

Services

 

Accounting
Accounting involves more than simply preparing financial statements each year, and as such, we focus on providing effect value added services to ensure your business achieves its goals. One of our main focuses is to ensure that our clients compliance needs are taken care of allowing them to focus on their business.

Taxation Services
We regularly deal with a broad range of personal and corporate taxation issues and make a point of understanding the individual needs of every client. Whether you need advice on company tax, personal tax effectiveness or indirect taxation including payroll tax, stamp duty and GST, our team will identify the best solutions for you.

SMSF
A lot of people do not have the time or skills to run their own SMSF. At Unique Strategies we can set up or take over the management, reporting and processing requirements of your SMSF.

Superannuation laws are complicated and investing in the market can be daunting. We ensure our clients funds are legally compliant and help them make smarter decisions with their investments.

Superannuation
Superannuation is more than retirement planning as Super touches every aspect of your financial planning. The way you manage your super impacts on how you manage your insurances, your other investments, your tax planning, your retirement planning, your marriage, your divorce, how and when you might help your adult kids out financially, your estate planning and even how you repay your own mortgage.

Protection
We help you calculate the type and amount of each cover that you might need, as well as discuss other ways that you can protect yourself against financial loss.

We provide the complete range of risk insurance services: total and permanent disability (TPD), death cover, income protection and trauma cover

Retirement
Our team will help you maximize eligible entitlements and government incentives (including tax incentives) to help you grow your retirement faster.

The structure of your assets and investments can make a big difference to the end result. Our advisers will work with you to identify the most beneficial ownership entities and finance structures to maximize your income, minimize your tax obligations and make your retirement income last longer.

Aged Care
Planning for aged care for yourself or a loved one can be a very stressful time. There are many options for assisted living in the home as well as residential care. The rules are complex and getting advice and guidance is very important. The cost of residential aged care can also be complex and difficult to understand.

Debt Management
Debt management is an individual process for everyone. There are many factors which need to be considered, such as existing debt, disposable income, interest rates, or unexpected events.

Estate Planning
There are many things to consider when you are planning your Estate. Writing your will is not enough to make sure your final wishes will be fulfilled. Expert advice is recommended to ensure that your assets will be distributed according to your will. There are many laws surrounding Estate Planning that should be followed and it is crucial to ensure that if you are making your will, it should be valid and effective

Investments
To advance your wealth you will need to invest in high quality assets that deliver the required rate of return over the long-term. Each investment asset class is distinct however an understanding how they differ and which is best for you is important to successfully creating wealth.

 

MORTGAGE BROKING

First Home Owners
Buying your first house or apartment can be an overwhelming experience. Finding the right home to buy is hard enough – and that’s only one of the many steps you need to take before you can move in and start living the Great Australian Dream. With so many things to take care of, the process can be stressful and overwhelming at times.

Refinance
Your life never stands still, and neither should your mortgage. Did you know that while the RBA might not have put the official interest rate up since 2016, many lenders have slowly and quietly increased their interest rates anyway? The lending market is more competitive than ever before and there are new loan options coming out regularly.

Investment
There’s no doubt about it – investing in property is one of the best ways to increase your wealth and set yourself up for the future. With the right property and financing, your assets will appreciate in value while returning a profitable yield from rental income. And since property value is not reliant on the unpredictable ups and downs of the stock market, it provides you with some much-needed stability and helps you to diversify your investment portfolio.

PROPERTY CONSULTING
You may already be aware that there are great opportunities in the Australia property market, but have yet to take the next step. Investors often feel they lack the market knowledge required to achieve optimal capital gain or rental income. They often have difficulty finding food professional contact such as a qualified mortgage broker, lawyer, accountant or property manager.

MORTGAGE BROKING
Self Employed
Are you self-employed or own your own business? If so, you might be aware that banks tend to make it really hard for clients like you to borrow money. In addition to the standard documentation, they ask for other information like tax returns and letters from your accountant. On the bright side, however, not every bank has the same requirements for self-employed clients. At Unique Strategies, we have experience in helping a wide range of clients secure the mortgage loan that they need. As a result, we can offer tips and advice for finding a bank that will be most amenable to your situation.

WHO WE ARE

Providing top quality accounting services since 1989

As an Accounting firm, of course we provide tax services, but we also focus on advice and strategies so that you can actively grow your business.

We work with business owners who are committed to their success and to building a lifestyle for their family.

Our clients rest easy knowing they are partnering with an Accounting team who are easy to reach, speak their language, and up-front about what you’re paying for. And most importantly are as committed to your results as you are.

 

OUR MISSION & VISION

Mission Statement: 

We are committed to helping small businesses flourish by providing the best possible personalised accounting, taxation and advisory services.

 

Vision Statement: 

To continue to grow our quality client base, who are driven and committed to their business success. To be recognised as the preferred accounting and taxation firm that strikes the right balance between outstanding client service, a focus on family and the financial success of our business.

 

 

SERVICES

 

START UPS

Building a new business from the ground up requires the right structuring and advice.

Our Startup Packages builds a strong foundation that is vital so you don’t get bogged down with ATO compliance and unnecessary hours spent on admin. Cashflow is an important element and is one of the main reasons why a majority of small businesses fail in the early years.

 

We Can Help You With This:

Let Binghay & Co tax accountants guide you on how to start a successful business from inception, where we will advise you on what business structure best suits your needs, how to manage BAS, GST & Tax lodgements and how to maintain your payroll for employees. We will also assist with setting up your cloud accounting software which will automate your paperwork & shoebox receipts.

We offer different levels of business growth programs depending on your needs and requirements.

 

 

 

BUSINESSES

Proper planning and advice can help you save money and reduce liabilities. 

 For tailor-made solutions for your business, partner with us now. 

We offer on personalised advice on the following:

Taxation Services

• Tax advice and planning
• Payroll Taxes and Workcover
• Goods and Services (GST) Tax
• Superannuation advice
• Capital gains tax (CGT) advice
• Fringe benefits tax advice
• Tax structures

 

Management Accounting

• Business advice and planning
• Budgeting and Cash Flow projections
• Assistance in structuring finance

 

Bookkeeping & General Accounting Services

• Establishment of accounting systems
• Maintenance of accounting books and records
• Preparation of periodic and annual accounts
• Advice on financial management
• Day to day accounting using MYOB, Xero, etc

 

Audit & Specialised Accounting Service

• Trust Account Audits
• Accounting advice
• Financial advice to management
• Non-statutory audits
• Audits to meet client needs
• SMSF audits

 

 

MIGRATION

Migration can be complex and stressful. Allow us to help you navigate your visa application successfully.

We specialise in the following types of visas:

Family Visas

• Spouse or Partner

Temporary Visas

• Working Holiday
• Business Long Stay
• Retirement
• Student

Skilled Visas

• Independent Skilled
• Skilled Independent Regional

 

Employer Sponsored Visas

• Employer Nomination
• Regional Sponsored

 

MORTGAGE & FINANCE

Confused about getting the right loan? Not sure how to structure your loan in the most tax effective manner?

 

We take the mystery out of choosing the right deal for you, whether you’re a first home buyer, first time investor or a seasoned investor. 

With over 25 lenders to choose from, we do all the hard work so you can get the best deal.

• Home Loans
• Residential Investment Loans
• Refinance
• Self-Managed Super Fund (SMSF) Loans
• Investment Property Options
• Car Loans

 

About

 

Shepard Webster & O’Neill Pty Ltd is a professional practice providing Taxation, Audit, Advisory and Business Services.

The firm was established in 1948 and over the years we have grown in size. The firm presently consists of 6 Directors, 14 professional staff and 6 administrative support staff.  Of the total complement, 13 are qualified accountants, with membership of either or both of the major accounting professional bodies.

The objective of Shepard Webster & O’Neill Pty Ltd is to provide high quality services that add value to our client’s business.  These services will be of a uniformly high standard, meeting client requirements and conforming to the professional standards and ethics set down by the major accounting bodies.

To achieve this objective, it is the policy of Shepard Webster & O’Neill Pty Ltd to establish and maintain an effective quality assurance system to ensure that we deliver services of a consistently high quality and to provide the basis for the continuous improvement of these services.

Our strength and future lies in the dedication, quality, commitment and professionalism of our principals and staff.  Accordingly, our high level of investment in staff development will be ongoing and support the achievement of our overall quality objective, as will the development and application of world class methodologies.  In our dedication to satisfying client requirements, the provision of quality service will take priority over other factors.

 

 

Business Services

 

As a modern business owner you require real time, accurate financial information in order to run and manage your business effectively and efficiently.

We can relieve you and your team of the enormous burden of all your bookkeeping and accounting needs, including preparation of your annual accounts and periodic management accounts for tax, business appraisal, and planning purposes which also creates greater capacity internally so you can grow your business.

We will discuss your requirements with you and provide information relevant to your particular situation, as well as constructive advice, on a regular basis.

At SWON, the Accounting services we provide are;

• Budgeting
• Business Advisory
• Cash Flow Management
• Ownership Structures
• Taxation Advice
• Trusts & Asset Protection

 

Audit

At Shepard Webster & O’Neill, we offer our clients a quality and professional approach to audit.   Whether your business is just starting out or operating on a large scale, we pride ourselves in understanding your business and maintaining staff consistency to ensure that your audit is performed smoothly and you have a constant point of reference if you have any questions.

 

Self-Managed Superannuation

As the Government encourages Australians to take responsibility for and reach their financial retirement goals, individuals are repeatedly required to deal with superannuation funds.

Self-managed superannuation is a means of saving for retirement. It enables you to control your investment strategy, reduce tax while obtaining tax benefits, and control administration costs.

Superannuation law is a delicate area and personalized planning is required for each individual.

Our team are superannuation experts who can assist in establishing a superannuation fund that will effectively enable you to reach your financial retirement goals.

Services we offer include:

• Establishing self-managed superannuation funds
• Superannuation audits
• Advice on compliance matters
• Advice on taxation benefits
• Advice on employer obligations

 

Individual Tax Returns

At SWON we take the burden out of preparing your Individual Tax Return. Our team of professional experienced Accountants can prepare your return as well as advise on complex taxation issues.

Our services include:

• Investment Income
• Rental Property Investments
• Capital Gains
• Foreign Income
• Motor Vehicle Expense Claims

Our team of Accountants can assist and implement tailored tax strategies to save you. If you’re a late lodger or require amendments to a tax return we can certainly assist.

 

About Us

Rob Manley Accountants offers individuals and businesses on the Mornington Peninsula friendly expert accounting and taxation services at great rates.

As both Certified Tax Accountants and Registered Tax Agents, we offer a range of accounting and taxation services designed to suit the needs of our clients including:

• Individual Tax Returns
• Business Tax Returns for Sole Traders, Partnerships, Companies and Family Trusts
• Small Business Advice
• Establishing new businesses including Companies, Trusts and Partnerships
• Capital Gains Tax Advice and Calculations
• Bookkeeping services
• Establishing Computerised Accounting Systems

 

Tax Returns For Individuals

 

Standard Tax Return

Need a hand with your tax return? Our experienced tax accountants will prepare and electronically lodge your tax return within 24 hours with most refunds arriving in your bank account within 7 to 10 days.

About this service

This service is ideal for individuals with simple tax returns and includes the following tax items:

• Salary & Wage Income
• Centrelink and Government Payments (if applicable)
• Interest Income
• Dividend & Trust Distribution Income (Up to 5 investments)
• Work Related Deductions
• Private Health Insurance

 

Rental Property Tax Return

Do you own an Rental Property?

We specialise in rental property tax returns ensuring that you get the maximum tax benefit from your investment.

About this service

This service is ideal for individuals who own a rental property and includes the following items:

• Salary & Wage Income
• Dividend & Trust Distribution Income (Up to 3 investments)
• Rental Property Schedule (1 property)
• Centrelink and Government Payments
• Interest Income
• Work Related Deductions
• Private Health Insurance

 

Sole Trader Tax Return

Are you currently operating a business contracting your services with an ABN?

We specialise in preparing tax returns for sole traders and contractors working in a variety of industries including construction, professional services, retail and more. We ensure that you claim the maximum legal deductions and we are happy to provide constructive advice on the best way to manage your books.

 

Seniors Tax Returns

At Rob Manley Accountants, we value the contributions made by Senior members in our community and we continue to recognise their contributions by offering an affordable tax preparation service.

 

 

Tax Returns For Businesses

 

Partnership Tax Return

Are you currently operating a business as a Partnership?

We specialise in preparing Partnership Tax Returns for businesses operating in a variety of industries including construction, professional services, hospitality and retail. We ensure that you claim the maximum legal deductions and assist in helping to minimise your tax liability.

 

 

Comany Tax Return

Does your business operate as a proprietary company?

We specialise in preparing and processing company tax returns for businesses operating in a variety of industries including construction, professional services, hospitality and retail.

 

 

Family Trust Tax Return

Are you operating your business as a Family Trust?

We specialise in preparing and processing Family Trust tax returns for businesses operating in a variety of industries including construction, professional services, hospitality and retail.

 

 

Bookkeeping Services

With over 20 years experience in providing bookkeeping services to local small businesses, we consider ourselves to be experts in maintaining accurate and reliable accounting systems that will help you make timely decisions about your business.

We specialise in both manual and computerised accounting systems including MYOB, Quickbooks, Cashflow Manager and Excel.

Our clients operate in a variety of industries including retail, hospitality, building, manufacturing and professioanl services.

All our bookkeepers highly experienced and hold a minimum University degree in Accounting. As part of our service, our tax accountants also monitor your data to ensure regulatory compliance.

We can arrange one of our professional consultants to meet with you at your workplace, evaluate the needs of your business, and provide a customised service plan to help you keep your on track.

 

At Deanne Thomas & Co we provide our clients with timely, high quality information that enables them to make sound business decisions.
This is achieved with care and commitment in an environment that fosters integrity and objectivity at all times.

About

Deanne Thomas & Co. is a suburban accounting  firm, founded in 1997 by Deanne Thomas.

Since establishment in Frankston on the Mornington Peninsula, the firm has enjoyed significant growth and success due to its ability to deliver consistently superior services and retain clients.

 

 

OUR SERVICES

 

• Acounting & Business Management
• Taxation & Consulting
• Superannuation
• Company Secretarial

 

We offer a range of high-quality accounting, financial and business services.
At Deanne Thomas & Co, we understand that no two clients are the same.
We would be delighted to meet with you to determine how you can make best use of our team and the services we provide.

Accounting & Business Management

In the constantly changing business environment, you can rely on our business services team to be expert, up-to-date and ready at hand to assist you with your business matters. Whether your concerns are taxation, accounting, business planning, cashflow and budgeting, or business valuation, rest assured that our staff are available to advise you.Our accounting and compliance services include:

• Preparation of annual and periodic financial statements
• Maintaining PAYG and GST records and associated returns
• Superannuation Guarantee compliance
• Business planning and strategic management
• Budgeting and cash flow management
• Bookkeeping services

Our experienced staff become part of your core business team. You can access as much financial support as you require, whether it’s to assist with your year end reporting or the provision of a payroll cleric for a few weeks. We can provide skilled professionals when you need them.

Taxation & Consulting

We regularly deal with a broad range of personal and corporate taxation issues and make a point of understanding the individual needs of every client. Whether you need advice on company tax, personal tax effectiveness or indirect taxation including payroll tax and GST, our team will identify the best solutions for you.

Our taxation services include:

• Preparation and lodgement of taxation returns
• Business structure advice
• Capital gains taxation planning
• Fringe benefits tax returns
• Payroll tax returns compliance
• Tax planning
• Estate planning

Superannuation

We can provide valuable advice and support your retirement plans. We focus on preserving wealth for you and your family’s future.

Our self managed superfund (SMSF) superannuation services include:

• Preparation of annual accounts
• Preparation and lodgement of taxation returns
• Capital gains taxation planning
• Maintaining GST records and associated returns
• Superannuation contribution advice
• Setting up and managing your self-managed superfund

Deanne Thomas is an authorised representative (1250212) of the SMSF Advisers Network Pty Ltd.

Company secretarial

Communication and effective administration are essential elements of a successful organisation. Regardless of the size of your business, we are ready to support you with a team of highly qualified secretarial and support staff.

Our company secretarial services include:

• Preparation and filing of statutory returns
• Preparation of minutes and resolutions
• Company formation
• Company searches

 

ABOUT

We’re about helping people live their best life by providing guidance around all things financial. Whether it’s personal or business decisions, big or small, if it relates to money and life, that’s what we do.

OUR MISSION

ONE mission. 

To help people improve their lives by making better choices with their money.

Money matters, because your life does.

OUR VALUES

ONE set of beliefs.

It’s not about the money, it’s about what the money can do for you.

Family is not just important, it’s everything .

Working together is a partnership, to make your life more rewarding.

Tell your money where to go, rather than wonder where it went.

Make decisions that make you happy, not just what make you money.

 

 

 

SERVICES

 

ACCOUNTING SERVICES

Your business, your baby.

Whilst you attend to the everyday demands of running your business, we focus on getting the financials right. To help you make sense of your numbers, make meaningful decisions, enjoy healthy profits and have the cashflow to support it.

Owning and growing a successful business is easier with our help.

Because no two businesses are the same, you need a personalised approach to accounting from an accountant who will listen to your concerns, address your reservations and understand your goals in developing a plan for success.

 

OUR ACCOUNTING SERVICES INCLUDE

+ Establishment of Business Structures

One of the first decisions before starting a new business is deciding on the most suitable structure given the size, type of business, your personal situation and your vision for the future.

The structure you choose can determine your legal obligations, tax and personal liabilities and asset protection.

 

+ Tax Planning

We love tax because it means you are earning money. But we also want to make sure you pay as little as possible, legitimately.

Tax rules can be complicated, but with forward planning, an understanding of your current financial situation and future plans, we devise effective tax strategies that honour your personal and business obligations and keep more money in your pocket.

 

+ Tax Compliance

When it comes to dealing with tax compliance requirements and reporting obligations, there is no room for error.

Our priority is to tick all the regulatory boxes, ensure your documents are accurately prepared and lodgement deadlines are met. This keeps your business above board and prevents you from being penalised for late delivery.

 

+ Cloud Software Solutions

Running an efficient business, where you have access to real time data, stored securely and accessible from anywhere, anytime, on any device can be as easy as clicking your fingers with our cloud software solutions.

We help you get connected to ‘the cloud’ and use technology to run your financials saving you valuable time, money and resources.

 

+ Business Bookkeeping

While you focus on doing what you do best, we take care of the organisation, recording and reporting of your financial transactions so your books are always in immaculate condition.

Keeping a close eye on the financial data and health of your business provides valuable insights to identify opportunities for growth and address challenges before they get out of hand.

 

+ General Business Advice

As experts of all things financial, we understand numbers and what makes a business profitable.

We also know that there is more to building a successful business than tax returns and BAS statements.

Whether you’re starting a new business or expanding an existing one, planning an exit or selling up, providing advice on how to benefit from owning, operating and growing a business is our speciality.

+ Succession Planning

No matter how much you love your business, there will come a day when you need to part ways.

Whether it’s a planned exit (retirement, resignation, selling up) or it’s forced upon you (ill health, early passing) putting a succession plan in place today can provide options which protect the interests of all parties, their families and their assets and ensure a smooth transition of ownership down the track.

 

 

FINANCIAL PLANNING

Life happens.

Some things you can plan for whilst others take you by surprise. Almost all will require financial trade-offs or decisions to be made. We help ease the pressure and guide you to make the right choice. To find balance between enjoying today and saving for the future.

With ONE chance at a good life, plan for it rather than leave it to fate.

 

 

LENDING SOLUTIONS

Buying property is like a jigsaw puzzle.

It works best when the right pieces are placed in the exact position in the correct order. Which makes getting a mortgage more complex than finding the cheapest rate. It’s also about the right product, structured correctly, with a flexible banking solution and an affordable repayment plan.

Get this right and it can save you thousands of dollars and take years off your loan.

Firm Profile

 

We are committed to forming close partnerships with our clients, enabling us to understand your unique situation and customise the assistance we provide to suit your requirements. Our commitment to excellence is evident in our hardworking team and the exceptional service we offer.

Our enthusiasm for our work means you get a friendly team of professionals eager to use their expertise to help you succeed!

 

Business Services

• Benchmarking
• Bookkeeping/Accounting
• Budgeting
• Business Start-up
• Cash Flow Forecasting
• Financing
• Management Consulting
• Payroll Services
• Software Solutions
• Strategic Planning

 

Specialist Services

• Accounting Software
• Acquisitions & Mergers
• Company Secretary
• Estate Planning
• Farm Accounting
• Rental Property
• Self-managed Superannuation Funds
• Selling a Business
• Succession Planning
• Superannuation
• Trusts

 

Tax Services

• GST
• Taxation

 

 

 

Business Services

 

Benchmarking

Have you ever wondered how your business performs compared to your competitors? What is their average bottom line? Are you spending enough on advertising? Are you paying too much rent? Are your staff costs too high? Surviving in today’s business climate requires you to spend more time working on your business than in it. We can provide you with accurate, timely, informative benchmarking reports.

Equipped with this information, we’ll work with you to develop action strategies that improve your bottom line.

 

Bookkeeping

Modern business requires up-to-date, accurate financial information. We can relieve you and your staff of the enormous burden of all your bookkeeping and accounting needs, including preparation of your annual accounts and periodic management accounts for tax, business appraisal, and planning purposes.

We will discuss your requirements with you and provide information relevant to your particular situation, as well as constructive advice, on a regular basis.

 

Budgeting

A good budget is a necessity in a good business plan. It is one of the best business tools you can have, enabling you to set financial targets and measure your performance.

In addition to goal-setting value, budgets will often improve your chances of acquiring funding. Financiers often require budgets as a prerequisite for funding approval.

 

Business Start-Up

If you have a good idea for a new business venture but don’t have expertise in the legal or financial aspects of creating a new business.

Let us help you turn your business idea into a reality!

 

Cashflow Forecasting

Are you holding too much inventory? Is this the right time to expand your business? Are you going to have enough cash to pay all your expenses every month? Surviving in today’s business climate requires you to spend more time working on your business than in it.

 

Financing

A wide range of financing options exist each with their pros and cons. At Paganoni Accounting Pty Ltd we know the financial market and have the experience to assist you in securing the best financing option for your personal and business goals. Our experience in the market means we can also structure debt upon acquisition to maximise tax advantages.

Let our experienced team explore the best financing options with you to get your business closer to its goals!

 

Management Consulting

Our aim is to ensure your business achieves the potential it is capable of. We have the know-how and experience to offer advice that helps you run your business more effectively.

We are practiced in acting as a sounding board for management, bringing years of experience in business growth to the relationship. We can identify key performance indicators in your business, through which you will see positive changes occurring with the help of our professional consultants.

 

Payroll Services

Administering your payroll can be time-consuming and divert you from your core business activities. Added to this, payroll and employment legislation are growing increasingly complex.

 

Software Solutions

A decent accounting system will help you keep track of your cash flow and make completing GST returns easy. Choosing the right system for your business can be difficult as there are over sixty different accounting packages available in Australia. At Paganoni Accounting Pty Ltd we invest considerable resources in ongoing staff training to ensure we can recommend the best accounting software solution for your business.

Let us help you make the right choice of accounting software!

 

Strategic Planning

The pressures of daily business can often mean strategic planning takes a back seat, but to have a successful business it is vital to plan ahead. We’ll help you develop a strategic plan that examines where you want your business to be in the next 3-5 years and exactly how you and your team can achieve these aims and objectives.

 

 

Specialist Services

 

Accounting Software

We live in a computerised age where technology enables us to enhance a wide variety of business processes. Using software and hardware effectively can provide enormous benefit to your business.

 

Acquisitions & Mergers

There are several scenarios where you might wish to attain a business enterprise. Whatever the situation, Paganoni Accounting Pty Ltd can remove the stress from the process and maximise the opportunity for you.

 

Company Secretary

Company legislation requires businesses to perform several administration tasks that take up a lot of valuable company time. The last thing you need as a business owner is to be stressed out trying to ensure you comply with the Corporations Law. The possible threat of penalties for failing to keep up with the changing rules is too great a risk to take.

 

Estate Planning

As unpleasant as the task is, estate planning is one of the necessities of life. Knowing your hard-earned assets will be dealt with in the manner you choose provides peace of mind.

The executor and trustee of a will are required to perform a number of duties. At Paganoni Accounting Pty Ltd we are experienced in estate planning and can guarantee no deviation from the succession plan for your assets.

 

Farm Accounting

Farm accounting involves specific business, financial, and taxation issues, and a specialist understanding of the industry. At Paganoni Accounting Pty Ltd we keep abreast of the developments in both the farming and accounting industries, ensuring we are uniquely placed to provide up-to-date, accurate advice.

 

Rental Property

At Paganoni Accounting Pty Ltd we have the expertise required to assist you in a variety of areas relating to residential and commercial property.

 

Self-managed Superannuation Funds

There are several trust laws and legislative requirements for setting up a self-managed superannuation fund (SMSF).

 

Selling a Business

Selling a business can be a difficult, disheartening time and the tasks involved can seem particularly arduous. At Paganoni Accounting Pty Ltd we take the unwanted burden from you.

 

Succession Planning

To ensure the long-term success of your business, it is critical to establish a well-designed succession plan. Coordinating the transition of your business to your successors can be an arduous process. However, with our years of experience we can address the complex issues of business continuation, removing the stress from your shoulders.

 

Superannuation

As the Government encourages Australians to take responsibility for and reach their financial retirement goals, citizens are repeatedly required to deal with superannuation funds. Self-managed superannuation is a means of saving for retirement. It enables you to control your investment strategy, reduce tax while obtaining tax benefits, and control administration costs.

 

Trusts

A trust provides a valuable way to protect the assets you have accumulated for the benefit of others. Our extensive experience with trusts enables us to offer specialist advice on trust formation and ensures all statutory requirements are met. Obligations for trustees can often be onerous, and our assistance in trust administration can prove invaluable.

 

 

 

Tax Services

 

GST Management

The GST system is a complex and confusing one. Consequently Paganoni Accounting Pty Ltd ensures our team remains up to date with any changes, enabling us to offer you accurate advice.

 

Taxation

At Paganoni Accounting Pty Ltd we offer a full range of taxation services. Our taxation consulting division is nationally recognised and we offer advice based on proven knowledge and experience. Our proactive approach ensures we deliver consistent service and build solid relationships that stand the test of time.

Taxation can be a major cost to your business. We will work with you to minimise your tax and help you achieve your key objectives.